Solving Problems For Money

Your second assignment is to track your spending for at least 2 weeks.

In a little notebook, or by using an app, software or our Expense Tracker, make a note of where you’re spending your money.

Consider what you learned about your spending habits by only using cash.

Was it easier or harder to part with cash than plastic?

Having a spending plan or a budget (the technical name for a monthly spending plan) makes life so much easier because you’ve given yourself a guide to decide how you want to spend your money.

Ironically, it’s also one of the things that you’ll likely never learn in a class at Cambridge or Harvard.

If there’s an expense you want to cut out of your budget, start by reducing it by half.

This will tell you if you can stick it out for the long term.

With cash, it’s very easy to tell if you can afford to pay for something or not.

Your first assignment is to put all of your cards away for at least 2 weeks.

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